Garden State
Homesavers

Frequently Asked Questions
We understand that selling your home can be a difficult and confusing process, especially if you are in behind in your payments or have a home in need of repairs. Below you will find answers to some of the most common questions from sellers.
Q. Who do you usually buy houses from?
A. We buy property from homeowners from all walks of life for various reasons such as:
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Problematic rental property
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Want to sell an inherited property quickly
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Facing foreclosure
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Relocating to another city
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Need to liquidate assets due to medical bills, divorce, etc.
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Not having the money or desire to make repairs
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Vacant home
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Code violations
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And much more.
Q. Are there any fees or costs associated with selling my property?
A. No. We buy houses without real estate agent fees commissions
Q. What if my house needs repairs?
A. No need to make any repairs. We buy houses AS-IS.
Q. Can you buy my house if its vacant?
A. Yes, the house can be vacant or occupied and in any condition.
Q. Can you buy my house if I have a bad tenant in their now?
A. Yes. Bad or problem tenants are not a problem for us. We have experience dealing with these types of situations.
Q. How long will it take me to get an offer for my property?
A. Every situation is different, but it is not uncommon to get an offer within 48 hours
Q. Do I have to sell you my property if I contact you for a cash offer?
A. No. You are never obligated. You can choose to accept our offer or choose not to accept. Our offers are always at NO OBLIGATION and NO COST to you.
Q. How do you determine the price you will offer for my house?
A. There are several factors that are taken into consideration these may include:
- Existing condition of the property
- Cost of repairs needed to resell or rent the property
- Time it will take to complete the repairs
- Costs to maintain the property during repairs (ie.. taxes, insurance, utilities, etc)
- Cost of marketing, commissions to resell or rent the property
- Value of the property compared to others in the area
Q. If I have moved out of the area do I have to come back in town for the closing?
A. No. You can complete the your side of the closing at a local attorney or title company’s office and your check can be mailed or deposited directly to your account.
Q. I’m behind on my loan, do I need to make more payments in order to sell my property?
A. No. We buy houses that are behind on payments, underwater or facing foreclosure.
Q. I am facing foreclosure, can you still buy my property?
A. Yes, as long as the foreclosure has not been completed (bank owns the property) we may still be able to make an offer to purchase.
Q. I owe more then the house is worth, can you still purchase my property?
A. Yes. We can work with you and your bank through a process called a short sale in order to buy your property.
Q. If you buy my property before the bank forecloses, can I save my credit?
A. Your credit will still be affected but if you sell the property before the foreclosure is finalized you will avoid having a “foreclosure” appear on your credit report and this is typically better for your credit.
Q. If I have moved out of the area do I have to come back in town for the closing?
A. No. You can complete the your side of the closing at a local attorney or title company’s office and your check can be mailed or deposited directly to your account.
Q. Can you still buy my house if it is currently listed with a real estate agent?
A. Yes, but you may have to pay for your agent’s commission.